HomeInvestment MUTUAL FUND Lump sum 2021 investment in mutual fund
LUMP SUM INVESTMENT – Mutual Fund
Lump sum investment in mutual fund, we all want to make the most of our savings money by investing money, and at the same time, our invested money should also be safe,
Today, people in our country are moving out of the traditional way of investing, looking for a better investment option, such as the stock market or mutual fund,
And for a new investor, investing in mutual funds is considered to be the most popular investment option,
Friends, in today's topic, you will learn about the-\
1.One-time investment LUMP SUM in the mutual fund,
2.What happens MUTUAL FUND LUMP SUM INVESTMENT?
3.What are the advantages of LUMP SUM INVESTMENT in MUTUAL FUND? 4.How can you invest LUMP
SUM INVESTMENT in MUTUAL FUND?
Let's talk first –
1.What happens LUMP SUM INVESTMENT?
2.What is mutual fund lump sum investment?
LUMP SUM means one-time, or collected and thus LUMP SUM INVESTMENT means – one-time investment or one-time investment, it can also be called ONE TIME INVESTMENT,
Just as there are two popular ways to deposit money in a bank – fixed deposits and repaying deposits, there are two popular ways of investing in mutual funds – lump sum and SIP (Systematic Investment plan)
While LUMP SUM mutual fund is such an investment such as investing a large amount ONE TIME in the bank's fixed deposits, although fixed deposits and mutual fund investments are both completely different investments,
The minimum amount of deposit ing LUMP SUM in the mutual fund is Rs. 5000 and in some funds is Rs. 10,000,
Investment in Mutual Fund LUMP SUM INVESTMENT
When a large amount of money is available to the investor for investment, which he invests in a mutual fund, the process of depositing a large amount together in a mutual fund ONE TIME is called LUMP SUM INVESTMENT,
For example, LUMP SUM investment in a mutual fund of Rs. 1 lakh,
A large amount of money may be available with the investor, such as the amount on retirement, the amount he receives on selling a house or plot, or the amount deposited in the bank, or any other source in which a large Amount can be found together,
Benefits of LUMP SUM INVESTMENT
ONE TIME INVESTMENT – The biggest advantage of lump sum investment is that the entire amount is invested in it at once,
INVESTMENT OF BIG AMOUNT – No matter how large you can deposit through lump sum investment,
BETTER RETURN THAN BANK DEPOSITS – Long term, such as in 15 years or 30 years, lamp sum gives a lot of profit from the investment bank's FIXED DEPOSIT,
For example, if we deposit Rs. 1 lakh fixed in a bank – which doubles at 8% per annum every 9 years, if I LONG TERM INVESTMENT Rs. 1 lakh for 27 years at the time of birth of my child, I will get a total amount from the bank – Rs. 8 lakhs ,
But if I do not deposit the same 1 lakh in the bank and ONE TIME LUMP SUM INVEST an index mutual fund, and like the index has given a CAGR profit of 17% in the last 35 years, then if the value is that this investment gives me an average CAGR profit of even 16% in the next 27 years After 27 years, i will get the amount of money in lieu of that 1 lakh lump sum investment – 55 lakhs
And if you get a CAGR profit of 17% then the amount will be – about 70 lakhs,
Loss of LUMP SUM INVESTMENT
If you LUMP SUMP INVESTMENT, you must take care of some things that will prevent the loss of lump sum investment, some of the losses caused by lump sum investment are as follows:
TIME OF INVESTMENT – If you invest lump sum at a time when the stock market is running high, from where some correction is expected to come, and if that happens, your capital suffers a lot in SHORT TERM,
So take great care of the time in lump sum investment storks how the market is at the time of investment.
HIGHER RISK – because you are investing a large amount of money together, which sees a lot of ups and downs in the short term, you are taking a lot of RISK,
NOT GOOD FOR SHORT TERM – Lump sum equity investment cannot be considered good for short term due to continuous volatility in the stock market, and if you invest short term lump sum in PURE DEBT FUND, it is the same profit as the bank, whereas you are taking more risk than the bank by investing in mutual funds ,
How can you LUMP SUM INVESTMENT?
Lump some mutual fund investment is for people who have a large sum of money, and they can take a little more risk than bank deposits on their investments, and the volatility of the market doesn't matter much, and they can invest for a long time,
Long term lamp some investment Power of compounding benefit, as well as the market's short-term fluctuations don't matter much, and you get the benefit of good CAGR (compound annual growth rate), which is more than normalbank RETURN,
If you also want to invest lump sum in mutual funds, you have to choose the lamp even option while investing in a mutual fund,
How did you like this post of LUMP SUM INVESTMENT in the mutual fund, you must comment below and tell me,
thanks for reading.
Hi , This is Pramod Choudhary from Nagaur Rajasthan India. I an student and I would like to share my positive thinking with everyone that's my passion . Thank you
Please don't enter any spam link. ConversionConversion EmoticonEmoticon